Retiring is one of the biggest moments in one’s life. It marks the end of an era and the beginning of another one. And in the midst of that big change, you will have to make some important decisions. One of the most important ones will be deciding where you want to spend your retirement. And you will need help here because you have to change your perspective when thinking about retiring in Florida today.
If you have moved a lot it will help but not all the way through. Because different aspects of life are going to matter now. And you will have to think about things you haven’t really thought about until now. That is precisely what we are here for – to help you decide! Here you will find different pros and cons of retiring in Florida today that will hopefully help you reach a decision. And we’ll talk a little bit about moving from NJ to Florida with ease if you do decide to retire in Florida.
Making a pros and cons list of retiring in Florida today!
Millions of people move to Florida every year. And a big percentage of those people are retirees. Especially those who are newly retired. So, one must wonder what it is that draws so many retirees to Florida. And if there are some things that would make one think twice about retiring in Florida today.
What better way to make a decision than to make a pros and cons list? We’ll give you our list that includes things like:
- stress-related to moving
- social life
But remember that this is just our opinion. You should decide for yourself if something is a pro or a con. After all, you are the one that will spend their retirement in Florida or not. So, the ultimate decision should be yours in every way. We can only give you suggestions for top retirement Florida cities and some things to think about to make the best decision possible.
Taxes will make you want to retire in Florida today!
One of the main reasons why many want to retire in the Sunshine State today is because of the taxes. Or more precisely, because of the lack of the state income tax. That basically means that your retirement income and Social Security benefits are not taxed in Florida. So, one could say that you will probably save some money by retiring in the Sunshine State.
However, there’s something you should be aware of. Since the government must fund itself somehow, sales and property taxes are a bit higher. Sales taxes can be up to 7.5% and property taxes are assessed at 100% value. But there’s a way to navigate this. For one, a homestead exemption that can reach $50,000 is available for permanent residents. Or you can simply rent instead of buying a property in Florida.
Moving stress – a con or not?
One thing that is perceived as a con by many is the stress that comes with moving. Organizing an interstate move is a big job. One that can cause a lot of stress indeed. And the less thing you need is stressing about something after all that hard work. You should be able to enjoy every second of your well-deserved retirement. And if you hire state-to-state movers NJ you’ll be able to do just that!
A good and reliable moving company can do everything for you. From the very beginning of a moving process to the end. All you have to do is find such a moving company and tell them what you want. Once you do that you can relax and forget about stress related to moving. Those moving experts will arrange everything, handle logistics, pack your belongings and deliver them safely to your new home in Florida. Hiring a professional moving company is the way to move from NJ to Florida with ease, trust me on that!
What about your friends and family if you retire in Florida today?
The hardest thing about leaving NJ and moving long-distance is having to say goodbye to your friends and family. Not being able to see them often or whenever you want to is tough. And many choose not to retire in Florida precisely for that reason. And don’t get me wrong, this is a big con of moving to Florida. However, there are ways to make even this situation better. The most obvious one is that your friends and family can always visit.
Furthermore, being the most popular place for retirement, Florida is full of people your age. And that means that you are going to make many new friends! There are even whole neighborhoods and locations that are planned just for retirees and all its residents are people above 65! And that also means that there are many events year through for seniors. So, you can spend your retirement having fun with your new friends. Now, that doesn’t sound so bad, does it?
Retiring in the Sunshine State and weather
Let’s finish off with one more popular pro for retiring in Florida – weather! They don’t call Florida the Sunshine State for no reason. If you are tired of cold and winter then this is a place for you! Florida is one of the states that have the sunniest days per year. You can expect the weather here to be warm and pleasant. I won’t lie, it can get humid and too hot in the summer. But as long as you stay in an air-conditioned room during the hottest part of the day it should be okay. And later when the sun goes down you can take a pleasant walk by the water!
Now, there’s a lot to think about when contemplating where to retire! But if your list about retiring in Florida today has more pros than cons then don’t wait a second longer! Contact us to get a free moving quote and let our professionals take care of everything. And don’t forget to ask for a senior citizen discount.